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The current state of the banking and lending industries has left many potential homebuyers worried that a home loan is out of their reach. While banking laws and lender guidelines have changed in response to the market, finding a home loan is still very easy for the majority of people. You don't need to be rich, nor do you need to have perfect credit to qualify. Even borrowers with past bankruptcies can usually find a mortgage product.
As an FHA-approved lender we can quickly get you into a stable, low interest rate mortgage. FHA loans are great for new homeowners, and homeowners looking to refinance or free up cash to pay for home improvements/repairs. Some of the basic guidelines for an FHA mortgage include:
- 580 or higher FICO
- Only a 3% minimum statutory investment
- Cash out up to 95% of your home's equity
- Some programs designed specifically for homeowners with past mortgage lates
- Previous bankruptcies are not an automatic disqualifier
Hunter Creek Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
Call Scott today for a free pre-approval.
Office: 208-322-0831
Cell: 208-866-7832
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